FAQs: How Title Loans Work

Learn more about how title loans work at Arizona Auto Lenders.

What is required for a car title loan?

An automobile or motorcycle with a clear title and proof of identification such as a driver’s license. You must also be 18 years of age or older and meet additional loan requirements outlined on this website.

How long are the terms of the loan?

Auto title loans are short term loans and can be borrowed up to 24 months.

What is the interest rate?

The interest rate varies on the loan amount. Contact the nearest Arizona Auto Lenders location for a free, accurate quote.

When do I pay?

Arizona Auto Lenders offers an equal payment plan with an option to pay weekly, every two weeks, or monthly. During the loan application process, you choose the plan that best fits your lifestyle.

How do I pay?

Quick and easy payment options are available. You can make a payment on-line, in the office, over the phone. We accept money orders, debit cards or cashiers checks.

Can I pay when the locations are closed?

Yes, we have online payment options available 24/7.

What if I am late on a payment?

Late fees will apply. It is important to stay in contact with us. Together we can work to find a solution that fits both your needs and ours.

Will an auto title loan or personal loan affect my credit score?

No. At Arizona Auto Lenders we do not run a credit check.

How much money can I borrow?

Depending on your vehicle’s value and monthly income loans are available from $100 to $50,000.

Is my car too old?

At Arizona Auto Lenders, we consider each loan individually. Contact a convenient location for a specific evaluation of your vehicle.

How quickly can I get the money?

A locally drawn check will be issued to you – usually in less than 30 minutes